Your money, your data.
Last updated: .
What Clara collects
Clara only stores what's necessary to work as an expense tracker: your email, the banks you register, the templates and lines you create, the transactions you sync via Open Banking and, optionally, your WhatsApp number to receive messages over that channel.
If you use the version hosted by Trefolio, the data lives in a managed Postgres database in Europe. If you self-host, it lives wherever you put it.
What Clara does NOT do
No telemetry: we don't measure clicks, sessions or usage events for analytics.
No data sales to third parties and no monetization of your information.
No model training with your data: we use Vercel AI Gateway with zero data retention for every LLM call.
Never has access to your money: the bank connection via Open Banking is strictly read-only.
AI processing
To understand your messages, transcribe voice and process PDFs, Clara sends content to language models through Vercel AI Gateway. Those providers operate under zero data retention: content is processed and discarded, not used for training.
Files you upload (PDFs, screenshots) are stored on Vercel Blob only for the time needed to process them and are deleted afterwards.
Your rights
You can export all your data via the API or ask us for a full dump. You can delete your account from Settings; when you do, we cascade-delete all your information (expenses, months, bank connections, WhatsApp messages, MCP tokens).
If you have privacy questions or want to exercise a specific right (access, rectification, portability), reach out by opening an issue on GitHub.
Contact
For any privacy question, open an issue at github.com/kyberis/etracker/issues or reach out via trefolio.com.