# Clara

> Tu asistente financiera con IA. Talk to her in plain language, send her a bank PDF, dictate a voice note over WhatsApp. Clara understands, categorizes and keeps your balance up to date. Less drama, more done.

Chat-first expense tracker with personality. Open source, MIT, self-hostable. No telemetry, no per-user pricing, neutral English (or rioplatense Spanish — your call).

## Main documentation

- [About Clara](https://clara.trefolio.com/en/about): story, team (Trefolio), philosophy and origin of the name.
- [Features](https://clara.trefolio.com/en/features): detailed capabilities — multimodal chat, Open Banking, WhatsApp, MCP, self-hosting.
- [FAQ](https://clara.trefolio.com/en/faq): frequently asked questions about privacy, cost, supported banks, and AI integrations.
- [Changelog](https://clara.trefolio.com/en/changelog): release history with SemVer.
- [Privacy](https://clara.trefolio.com/en/privacy): data policy, zero data retention for LLMs, user rights.

## AI assistant integration

- [Public MCP server](https://clara.trefolio.com/api/mcp): Model Context Protocol without auth, exposes Clara's docs so your AI can answer “what is Clara”, etc.
- [Authenticated MCP server](https://clara.trefolio.com/api/mcp/user): MCP with bearer token (managed under Settings → AI access). Lets your AI read and modify your financial data with your permission.
- [MCP descriptor](https://clara.trefolio.com/.well-known/mcp.json): machine-readable metadata for the MCP servers.
- [OpenAPI schema](https://clara.trefolio.com/openapi.json): public REST surface.
- [llms-full.txt](https://clara.trefolio.com/en/llms-full.txt): full dump of the marketing documentation in a single plain-text file.

## Resources

- [GitHub (kyberis/etracker)](https://github.com/kyberis/etracker): source code, MIT.
- [trefolio.com](https://trefolio.com): the team behind Clara.

## Optional

- [Sitemap](https://clara.trefolio.com/sitemap.xml)
- [Robots policy](https://clara.trefolio.com/robots.txt)